Supplemental Security Income (SSI) in Fargo, North Dakota
Supplemental Security Income (SSI) provides monthly cash assistance to aged, blind, and disabled individuals in Fargo, North Dakota with limited income and resources. This guide covers 2026 eligibility, benefit amounts, and how to apply.
What Is SSI
Supplemental Security Income (SSI) is a federal program that provides monthly payments to people who are 65 or older, blind, or disabled and have limited income and resources. Unlike Social Security Disability Insurance (SSDI), SSI does not require work history. SSI is funded by general tax revenues, not Social Security taxes.
Eligibility Requirements
To qualify for SSI, you must be 65+, blind, or disabled, be a U.S. citizen or qualifying non-citizen, reside in the U.S., have limited income (earnings, Social Security, pensions), and have limited resources (generally under $2,000 for individuals or $3,000 for couples). Your home, one vehicle, and personal belongings are typically excluded from the resource limit.
Payment Amounts
The federal SSI payment amount is adjusted annually for cost of living. Many states add a supplement to the federal payment. The exact amount you receive depends on your income, living arrangements, and state supplement. Income from other sources (earned or unearned) reduces your SSI payment, but not dollar-for-dollar due to exclusions and deductions.
Applying for SSI
Apply for SSI at your local Social Security office, by calling 1-800-772-1213, or start the process online at ssa.gov. Bring identification, birth certificate, Social Security card, financial records (bank statements, income proof), housing information, and medical records if applying based on disability. The process may take 3-6 months.
SSI and Other Benefits
SSI recipients automatically qualify for Medicaid in most states and may qualify for SNAP (food stamps), housing assistance, and other programs. Receiving SSI does not affect your eligibility for other benefits in most cases. However, receiving other benefits may reduce your SSI payment. Report any changes in income or living situation promptly.
Need Help?
Finding the right benefits and care options can be complex. Talk to our AI guide for personalized assistance, or explore our other resources to learn more about programs available in Fargo, North Dakota.