Medicare Plans by State (2026)
Understanding Medicare is one of the most important steps for seniors approaching 65 or already enrolled. Our state-by-state Medicare guides cover Medicare Advantage (Part C), Medigap supplement plans, Part D prescription drug coverage, enrollment periods, costs, and tips for choosing the right plan. Each guide is researched from official CMS and state-level sources. Lower-income beneficiaries may also qualify for Medicaid alongside Medicare (dual-eligible coverage).
Reviewed against our editorial policy, sources & methodology, and fact-checking standards.
Explore by Topic
Medicare Advantage
Compare MA plans with bundled hospital, medical, and often drug coverage
Medigap Plans
Supplement Original Medicare with standardized Medigap policies
Part D Drug Plans
Compare prescription drug plan costs and formularies
Medicare Eligibility
Understand who qualifies and when to enroll
Medicare Enrollment
Enrollment periods, deadlines, and how to sign up
Select Your State
Choose your state below for localized information, costs, eligibility details, and resources specific to where you live.
Frequently Asked Questions
Medicare has four parts: Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage). Parts A and B are "Original Medicare," while Part C bundles coverage through private insurers.
Your Initial Enrollment Period starts 3 months before you turn 65 and ends 3 months after. The Annual Enrollment Period runs October 15 through December 7 each year. Special Enrollment Periods may apply if you have qualifying life events.
Medicare Advantage (Part C) replaces Original Medicare with an all-in-one plan from a private insurer, often including drug coverage. Medigap supplements Original Medicare by covering out-of-pocket costs like deductibles and copays. You cannot have both simultaneously.
Need Help Understanding Your Options?
Our AI guide can help you explore benefits, compare options, and prepare questions for licensed professionals.
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