Terms of Use

1. Acceptance of Terms

By accessing or using the Senior Benefits Care Finder website ("the Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, you should not access or use the Site.

These terms are effective as of March 9, 2026. We reserve the right to update these terms at any time, and your continued use of the Site after any changes constitutes acceptance of the revised terms.

2. Informational Purpose Only

All content on Senior Benefits Care Finder — including guides, articles, tools, comparisons, cost data, eligibility information, and any other materials — is provided for general informational and educational purposes only.

Our content is NOT:

• Legal advice
• Financial advice
• Medical advice
• Tax advice
• Insurance advice

You should not rely on the information presented on this Site as a substitute for professional advice tailored to your specific situation. Always consult with qualified, licensed professionals before making decisions about your benefits, healthcare, finances, or legal matters.

3. No Professional Relationship

Using this website does not create any professional relationship between you and Senior Benefits Care Finder, including but not limited to:

• A client-professional relationship
• A patient-provider relationship
• An insurance agent-client relationship
• A financial advisor-client relationship
• An attorney-client relationship

We are publishers of informational content, not licensed professionals providing personalized advice. No communication with us — whether through the website, email, or our AI chat tool — creates a professional-advisory relationship of any kind.

4. No Enrollment or Plan Recommendations

Senior Benefits Care Finder does not:

• Enroll users in Medicare, Medicaid, Social Security, or any other government program
• Sell insurance products of any kind
• Recommend specific insurance plans, providers, or financial products
• Act as a licensed insurance agent, broker, or financial advisor
• Process applications for any benefits program

Our guides are designed to help you understand the programs and options available so you can have more informed conversations with licensed professionals who can assess your specific situation.

5. Accuracy Disclaimer

We strive to provide accurate, current, and comprehensive information in our guides. Our content is researched from official government sources, industry data, and established organizations as described in our research methodology.

However, you should be aware that:

• Government program rules, eligibility requirements, benefit amounts, and costs change frequently — sometimes multiple times per year.
• State-specific programs and policies vary widely and are subject to legislative and administrative changes.
• Cost data is based on surveys and averages and may not reflect current pricing in your specific area.
• Eligibility determinations are made by the administering agencies, not by us.
• Despite our best efforts, our content may contain errors or omissions.

Always verify information with official sources and qualified professionals before making decisions. Key official sources include Medicare.gov, SSA.gov, VA.gov, and your state's department of health and human services.

6. AI Chat Disclaimer

Senior Benefits Care Finder offers an AI-powered chat feature that provides general information about senior benefits, programs, and care options. By using this feature, you understand and agree that:

• The AI chat provides general information only and is not a substitute for professional advice.
• The AI cannot assess your specific situation, eligibility, or needs.
• Responses generated by the AI may not reflect the most current program rules or may contain inaccuracies.
• You should always verify AI-provided information with official sources and consult licensed professionals before making decisions.
• The AI chat does not create any professional or advisory relationship.
• Chat conversations are not permanently stored and should not be relied upon as a record of advice.

The AI chat is a starting point for learning — not an endpoint for decision-making.

7. Intellectual Property

All content, design elements, graphics, logos, page layouts, and code on Senior Benefits Care Finder are the property of Senior Benefits Care Finder and are protected by applicable copyright and intellectual property laws.

You may not, without our prior written permission:

• Reproduce, duplicate, or copy content from the Site for commercial purposes
• Distribute, publish, or broadcast our content
• Modify, adapt, or create derivative works from our content
• Use automated tools (scrapers, bots, or similar) to collect content from the Site
• Frame or embed pages from the Site on another website

You may share links to our pages and reference our content with proper attribution for non-commercial, personal, or educational purposes. Brief quotations with attribution and a link back to the original page are permitted.

8. External Links

Our guides contain links to external websites, including official government agencies (such as Medicare.gov, SSA.gov, and VA.gov), nonprofit organizations, service providers, and other third-party resources.

These external links are provided for your convenience and reference. Senior Benefits Care Finder:

• Does not control the content, policies, or practices of external websites
• Is not responsible for the accuracy, completeness, or availability of content on external sites
• Does not endorse all content, products, or services available on linked websites (except where explicitly stated)
• Cannot guarantee that external links will remain active or accurate over time

We encourage you to review the terms of use and privacy policies of any external website you visit through links on our Site.

9. Affiliate Relationships

Some links on Senior Benefits Care Finder are affiliate links. This means that if you click on the link and take a qualifying action (such as requesting information, signing up for a service, or making a purchase), Senior Benefits Care Finder may receive compensation.

Important points about our affiliate relationships:

• Affiliate relationships do not influence our editorial content, guide rankings, or recommendations.
• We only include affiliate links to services and products that are relevant to the topics we cover.
• The presence of affiliate links does not increase the cost of any product or service to you.
• Affiliate relationships are disclosed in accordance with applicable guidelines.
• Our editorial policy maintains a strict separation between editorial content and commercial interests.

10. Limitation of Liability

To the fullest extent permitted by law, Senior Benefits Care Finder, its owner, author, and any contributors shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from:

• Your use of or reliance on information contained on the Site
• Decisions you make based on content published on the Site
• Errors, omissions, or inaccuracies in the Site's content
• Your inability to access the Site or any part of it
• Actions taken or not taken based on AI chat responses
• Your use of external websites linked from the Site

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis. You assume full responsibility for any decisions you make based on information found on this Site. Always consult with qualified professionals for advice specific to your circumstances.

11. Indemnification

You agree to indemnify, defend, and hold harmless Senior Benefits Care Finder, its owner, author, and any contributors from and against any claims, liabilities, damages, costs, or expenses (including reasonable attorneys' fees) arising from your use of the Site or violation of these Terms of Use.

12. Changes to Terms

We reserve the right to modify, update, or replace these Terms of Use at any time. Changes will be effective immediately upon posting to this page. The "Effective Date" at the top of this page will be updated to reflect the most recent revision.

Your continued use of the Site following the posting of revised terms constitutes your acceptance of and agreement to the changes. If you do not agree to the revised terms, you should discontinue your use of the Site.

We encourage you to periodically review these Terms of Use to stay informed about the conditions governing your use of the Site.

13. Governing Law

These Terms of Use and any disputes arising from or relating to your use of the Site shall be governed by and construed in accordance with the laws of the United States. Any legal action or proceeding related to these terms shall be brought in the appropriate courts within the United States.

14. Severability

If any provision of these Terms of Use is found to be unenforceable or invalid by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The unenforceable or invalid provision shall be modified to the minimum extent necessary to make it enforceable while preserving its original intent.

15. Contact

If you have questions about these Terms of Use, please contact us:

• Email: contact@seniorbenefitsfinder.com
• Contact page: seniorbenefitscarefinder.com/contact/

Related Policies

• Privacy Policy — How we handle your information and data.
• Editorial Policy — Our standards for content accuracy and independence.
• How We Research — Our sources and research methodology.
• Fact-Checking Policy — How we verify and correct information.